What Is Private Health Insurance?

 

With Private Health Insurance, your medical expenses arising from accidents or illnesses are covered under the policy’s protection. Thanks to HDI’s extensive network of contracted private healthcare providers, you can access a wide range of services from emergency assistance and doctor consultations to medication, tests, hospital stays, and surgical procedures.

Allows you to receive healthcare services at contracted private hospitals, independently of the Social Security Institution (SGK).

Covers inpatient medical services such as surgeries, intensive care, chemotherapy, and radiotherapy.

Includes outpatient services such as doctor consultations, laboratory tests, medical imaging, and physical therapy that do not require hospitalization.

Provides regular health check-up benefits, including annual medical exams, colonoscopy, mammography for women, and PSA tests for men.

Scope of Private Health Insurance

24/7 Easy Line

Get quick assistance for all your transactions through the 24/7 HDI Easy Line at 0850 222 8 434.

Extensive Network of Contracted Institutions

Access healthcare services easily through a broad network of contracted medical institutions across Türkiye.

Diagnostic Services

Includes annual check-ups, colonoscopy, mammography for women, and PSA tests for men to support regular health monitoring.

Tailored for You

Offers various network options for inpatient and outpatient treatments, as well as flexible participation and upper limit alternatives to suit every budget.

Private Health Insurance is a comprehensive health policy that covers medical expenses arising from accidents or illnesses, offering special coverage options for individuals and families.

Surgical Compensation Coverage

Rehabilitation

Dental Treatment Due to Traffic Accidents

Emergency Transportation

Artificial Limbs and Prosthetics

Home Care

Minor Surgical Procedures

Chemotherapy, Radiotherapy, Dialysis

Hospitalization

Surgery

Private Health Insurance is a comprehensive health policy that covers medical expenses arising from accidents or illnesses, offering special coverage options for individuals and families.

Doctor Consultation

Medication

Laboratory Tests

Imaging and Advanced Diagnostic Methods

Auxiliary Medical Equipment

Physical Therapy and Rehabilitation

Private Health Insurance is a comprehensive health policy that covers medical expenses arising from accidents or illnesses, offering special coverage options for individuals and families.

Maternity and Childbirth Coverage

Overseas Treatment Coverage

Check-up

Dental Care

Aesthetic Surgery

Cosmetic Procedures

Dietitian Services

What to Do When You Need to Use Your Private Health Insurance

1

Before starting treatment, identify a hospital or healthcare center contracted under your policy.

2

When booking an appointment or upon arrival, inform the staff that you have private health insurance and provide your ID and, if necessary, your policy details.

3

The healthcare institution will request pre-authorization through the system before treatment begins. Once approval is received, the procedure can proceed.

4

Depending on your policy coverage, all or part of the treatment cost will be covered. The healthcare institution will inform you of the payment details.

Private Health Insurance in 6 Questions

What is Private Health Insurance?

Private Health Insurance is a health coverage plan that covers medical expenses arising from illnesses or accidents within the limits of the policy. It includes both inpatient and outpatient treatments and offers flexibility in accessing healthcare services across Türkiye and, optionally, abroad.

What Does Private Health Insurance Cover?

Private Health Insurance covers essential medical services such as doctor consultations, medication and diagnostic tests, imaging procedures, physical therapy, surgical operations, and hospital stays. Additionally, optional coverages may include maternity, overseas treatment, cosmetic surgery, dental care, and dietitian services. It also provides access to telemedicine services and an extensive network of contracted healthcare providers.

Is Private Health Insurance Mandatory?

No, Private Health Insurance is not mandatory. However, it offers significant advantages for individuals seeking faster, more comfortable, and higher-quality medical care beyond the public healthcare system.

How to Obtain or Check Private Health Insurance?

You can apply through our authorized agencies. For detailed information about your policy coverage and usage, contact the HDI Easy Line at 0850 222 8 434, available 24/7.

What is Required for Private Health Insurance?

During the application, your ID information, previous insurance policy details (if any), and a declaration of your current health status are required. Your age, health condition, and coverage preferences determine the final policy terms.

How is Private Health Insurance Used?

To use your Private Health Insurance, visit one of the contracted healthcare institutions and present your identification. Depending on your policy, treatment costs for inpatient or outpatient services may be directly covered. If you choose a non-contracted institution, reimbursement may be available under specific conditions after payment.

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