Unfortunately, we can never predict what life may bring. To help protect your health, Complementary Health Insurance allows you to receive medical services without financial strain.
Complementary Health Insurance
So that everything continues smoothly when you experience a health problem
If you are registered with SGK (Social Security Institution), you can access private healthcare services at contracted hospitals without paying any additional fees.
Covers inpatient treatments such as surgeries, intensive care, chemotherapy, and radiotherapy.
Covers outpatient treatments such as doctor consultations, laboratory tests, imaging, and physical therapy.
With a Lifetime Renewal Guarantee, you can maintain your health for many years under the comfort and assurance of private hospitals.
Scope of Complementary Health Insurance
Get quick assistance for all your procedures through Easy Line at 0850 222 8 434, available 24/7.
Easily access healthcare services at a wide range of contracted hospitals and clinics across Türkiye.
After the third policy year, you can qualify for a lifetime renewal guarantee, regardless of your claim history.
Unlimited Video Medical Service
Inpatient Treatment
Outpatient Treatment
Additional Coverage
A state-supported health insurance that allows SGK members to receive healthcare services at private hospitals without paying additional fees.
Assistive Medical Equipment
Emergency Transportation
Artificial Limb
Home Care
Daycare Treatment
Hospital Treatment
Surgery
A state-supported health insurance that allows SGK members to receive healthcare services at private hospitals without paying additional fees.
Doctor Examination
Laboratory
Imaging and Advanced Diagnostic Methods
Physical Therapy and Rehabilitation
A state-supported health insurance that allows SGK members to receive healthcare services at private hospitals without paying additional fees.
Maternity and Childbirth
Maternity Routine Check-up
What to Do When You Need to Use Your Complementary Health Insurance
Before starting treatment, choose the contracted healthcare institution nearest to you and preferred within your policy.
During the appointment or application, inform the staff that you have health insurance; provide your ID and, if necessary, your policy information.
The healthcare institution submits a pre-authorization request through the system before treatment. Once approved, the payment process begins.
According to your policy coverage, the treatment cost is usually covered in full or partially. The healthcare institution will inform you of the payment details.
Complementary Health Insurance in 6 Questions
What is Complementary Health Insurance?
It is a state-supported private health insurance that allows you to benefit from outpatient and inpatient treatment services at private healthcare institutions contracted with the Social Security Institution (SGK) without paying any additional fees.
What Does Complementary Health Insurance Cover?
Doctor consultations, laboratory tests, imaging procedures, physical therapy, hospitalizations, surgeries, emergency health services, and certain medical supplies are covered under Complementary Health Insurance. If maternity coverage is included, pregnancy check-ups and childbirth are also within the policy scope.
Is Complementary Health Insurance Mandatory?
It is not mandatory. However, it is a frequently preferred health insurance by SGK members who wish to receive healthcare services at private hospitals with government support.
How to Get and Check Complementary Health Insurance?
Applications can be made through our authorized agencies. You can easily access all details of your policy via the Easy Line, and monitor coverage and usage information.
What is Required for Complementary Health Insurance?
Being registered with SGK is sufficient. You can easily complete the application by providing your health declaration and ID information.
How to Use Complementary Health Insurance?
Visit a private hospital contracted with SGK and provide your ID and insurance information during registration. Once the healthcare institution receives the necessary pre-authorization, you can proceed with the medical services you need.
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