What is Workplace Insurance?

 

Workplace Insurance provides financial protection against potential damages that may occur at your business premises. Designed specifically to match the operations and needs of your workplace, it offers coverage against a wide range of risks such as fire, theft, glass breakage, flood, water damage, and natural disasters.

 

Workplace Insurance safeguards both movable and immovable assets, including electronic equipment and machinery breakdowns. It helps you stay prepared for potential losses that could cause significant financial strain, ensuring your business continues without interruption.

Provides protection against unexpected events such as natural disasters (fire, flood, storm, earthquake).

Covers physical assets at your workplace, including furniture, inventory, glass, and machinery.

Optional add-ons are available for risks such as theft, glass breakage, machinery malfunction, and business interruption.

Offers tailored package options such as Fuel Station, Hotel, Common Area, and Gold SME, providing customized coverage for your specific business needs.

Scope of Workplace Insurance

24/7 Easy Line

You can get fast assistance for all your transactions by calling HDI Easy Line 0850 222 8 434, available 24/7. We are always by your side in case of emergencies related to your workplace.

Comprehensive Policy

Workplace Insurance protects your business from every angle by combining 17 different risks, such as fire, flood, theft, terrorism, and glass breakage under a single policy. This saves you from the hassle of managing multiple policies and meets all your protection needs in one place.

Assistance Service

You can benefit from professional technical support up to three times a year for issues such as electrical failures, plumbing problems, glass breakage, or locksmith needs. In addition, medical consultation and emergency healthcare services are also included.

Device Protection

Damages to your electronic devices such as computers, televisions, cash registers, combi boilers, and air conditioners are also covered. It provides special protection for the essential electronic equipment of a modern workplace.

Creating a safe and comfortable working environment for your employees, customers, and yourself is easy with Workplace Package Insurance! This insurance protects your business against various potential risks, offering flexible and comprehensive coverage packages that can be customized to your needs, ensuring the most suitable protection for your workplace. The coverages included in our Workplace Package Insurance are as follows:

Fire, Lightning, Explosion

Earthquake

Weight of Snow

Flood

Water Damage (Internal Leakage)

Storm

Air or Land Vehicle Impact

Landslide

Smoke

Strike, Lockout, Riot, Civil Commotion, Malicious Acts, Terrorism

Debris Removal Expenses

Theft

Glass Breakage

Assistance Services

Machinery Breakdown

Electronic Equipment

Business Interruption

Alternative Workplace Expenses

Temporary Address Relocation

Rent Loss

Tenant’s Liability

Money in Transit

Fidelity Guarantee

Third-Party Liability

Accidental Breakage / Physical Damage

Legal Protection

Neighbor’s Liability

What to Do When You Need to Use Workplace Insurance

1

Determine whether the incident you experienced falls within the scope of your insurance coverage. Document the damage and submit a statement.

2

After gathering the required documents, call the HDI Easy Line at 0850 222 8 434 to get information about the application process.

3

Once these steps are completed, your claim file will be opened and an expert assessment will be carried out.

4

Your claim will then be reviewed and finalized promptly, and upon approval, the payment will be made to your designated account.

Workplace Insurance in 6 Questions

What is Workplace Insurance?

Workplace Insurance is a comprehensive insurance product that protects your business and its assets against risks such as fire, theft, and flooding.

What Does Workplace Insurance Cover?

It primarily covers risks such as fire, theft, natural disasters, glass breakage, and electronic device failures. The coverage can be expanded with optional additional clauses based on your needs.

Is Workplace Insurance Mandatory?

Workplace Insurance is not a mandatory type of insurance; however, it is commonly preferred by business owners to protect their workplaces against potential risks.

How to Obtain Workplace Insurance?

You can easily get your Workplace Insurance by contacting the nearest HDI Sigorta agency.

What is Required to Get Workplace Insurance?

You will need to provide details such as the workplace address, square meter size, business activity, machinery, goods, and fixtures, as well as personal information (such as T.R. ID or Tax ID number) and any additional information that may be requested.

How to Use Workplace Insurance?

In the event of damage, you can contact HDI Sigorta Easy Line (0850 222 8 434) 24/7 to report your claim and quickly initiate your damage assessment process.

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