Homepage Personal Accident and Liability Insurance Liability Insurance
Liability Insurance

Liability Insurance

So you don’t have to panic when something goes wrong in your business beyond your control.

Find the Nearest Agency

What Is Liability Insurance?

 

Liability Insurance protects the insured against financial and bodily damages that may occur to registered employees or third parties due to negligence. Within the scope of liability insurance, the necessary coverage is provided to offer financial support for material and physical damages. The scope of coverage varies depending on the policy signed, as there are different types of liability insurance. In cases where the insured is legally responsible, the damages of the parties entitled to compensation are covered within the limits of the policy.

Covers material and bodily damages that may be caused to third parties.

Includes the insured’s legal liability, as well as potential lawsuit and compensation processes.

Commonly preferred by employers, businesses, and specific professional groups.

Provides financial protection against liabilities arising from incidents beyond the insured’s control.

Liability Insurance Coverage

24/7 Easy Line
24/7 Easy Line

Get fast assistance for all your transactions through the Easy Line at 0850 222 8 434, available 24/7.

Comprehensive Protection
Comprehensive Protection

Liability insurance policies tailored to specific professional groups provide protection against risks that may arise during business operations.

Covers Legal Liabilities
Covers Legal Liabilities

Safeguards your legal responsibilities excluding penalties against bodily or material damages that real or legal persons may cause to third parties.

Business Continuity
Business Continuity

In the event of damages caused to third parties at your workplace or service area, the financial protection provided by the policy helps ensure that your business operations continue smoothly without interruption.

Main Coverages

Employer’s Liability Coverage

Third-Party Liability Coverage

Hazardous Substances Compulsory Liability Coverage

Private Security Liability Coverage

Product Liability Coverage

Employer’s Liability Coverage

Third-Party Liability Coverage

Hazardous Substances Compulsory Liability Coverage

Private Security Liability Coverage

Product Liability Coverage

Employer’s Liability Coverage

Covers compensation claims that may be filed by employees or by the Social Security Institution (SGK) due to legal liabilities arising from occupational accidents that occur at your workplace.

Third-Party Liability Coverage

Covers compensation claims that may be filed against you by third parties for death, injury, illness, or property damage resulting from an accident occurring at your workplace.

Hazardous Substances Compulsory Liability Coverage

If you work with flammable, combustible, or explosive materials, this coverage protects against damages to third parties arising from accidents, fires, or explosions during the production, storage, transportation, sale, or use of such materials. This is a legally mandated insurance for individuals and companies engaged in such professional activities.

Private Security Liability Coverage

If you are a private security officer, this coverage protects against compensation claims resulting from damages you may cause to third parties while performing your professional duties.

Product Liability Coverage

Provides coverage, within policy terms and limits, for reasonable expenses arising from compensation claims due to defects in the products defined in the contract.

Common causes of product defects include:

Product Development Errors
Manufacturing Errors
Labeling Errors
Product Control Errors

What to Do When You Need to Use Your Liability Insurance

1

Prepare all relevant documents and information about the incident (accident report, statements from affected individuals, and any visual evidence, if available).

2

Call our support line at 0850 222 8 434 as soon as possible to report the situation.

3

Submit the required documents as instructed by our team.

4

The process will be initiated, and after evaluating the reports within the scope of your policy, your insurance coverage will be activated accordingly.

Other Products

Engineering Insurance
Engineering Insurance
Personal Accident Insurance
Personal Accident Insurance
Workplace Insurance
Workplace Insurance
See All

Liability Insurance in 6 Questions

What Is Liability Insurance?

HDI Liability Insurance provides coverage for financial and bodily damages that may arise from the insured’s legal responsibilities toward third parties.

What Does Liability Insurance Cover?

Liability Insurance covers compensation expenses that may occur if an accident happens during your business operations, resulting in injury or property damage to third parties. For employers, it includes compensation claims from employees, while product liability coverage extends protection to damages caused by faulty products or services defined in the policy. Additionally, for businesses working with flammable, explosive, or hazardous materials, this policy includes legally required liability coverage in the event of accidents, fires, or explosions.

Is Liability Insurance Mandatory?

Liability Insurance is not mandatory for all sectors. However, specific industries such as private security or hazardous material handling are legally required to hold Compulsory Liability Insurance for Private Security or Compulsory Liability Insurance for Hazardous Substances and Waste.

How to Get Liability Insurance?

You can purchase Liability Insurance by calling 0850 222 8 434 Easy Line or by visiting one of our authorized agencies. Click here to find your nearest agency.

What Is Required for Liability Insurance?

Required details include your identification information, the sector you operate in, the scope of your business activities, and a risk assessment. Based on this data, your policy’s coverage and limits are determined.

How Is Liability Insurance Used?

In the event of an incident, you can contact your nearest HDI Sigorta agency or call the 0850 222 8 434 Easy Line support line to learn which documents are required and submit them accordingly. After reviewing the reports under your policy, your insurance coverage will be activated.

Customer Reviews

“It is gratifying that the mistake was corrected, even if it was late. Thank you...”

K**** V*****

“Thank you for responding immediately and resolving the issue, even if it was a day late.”

Z***** B**

“Our problem has been solved. I would like to thank HDI Sigorta for their interest. I am sure they will be helpful in every way in the future. We will continue to work with HDI Sigorta because of their interest.”

N***** E****

“Thank you for your kind communication. However, no information was provided regarding the repair time and damage assessment. I request prompt communication and vehicle delivery.”

M**** Ç********

“My payment was processed within 10 minutes of filing the complaint. Thank you for the quick resolution.”

S****** S**

“I would like to thank Mr. S***** for his interest and concern from start to finish. He was very attentive and our grievance was resolved.”

H***** D******

“Thank you, my problem has been solved. As befits an insurance company, I was called the next day and my transaction was processed.”

S**** A****

Thank you for your interest. I didn't want to file a complaint like this, but I had no choice because Exper didn't contact us in time.

B****** E******

“A little while ago, Mr. E** from Hdi Sigorta headquarters called me. He said that the file had been processed, that the payment would be made to me within the day, and that I could reach him on his internal number if there were any problems. I would like to thank him for his interest.”

M**** E****

“My request was closed after the payment date was expedited. I would like to thank everyone involved.”

R**** C*****

“Thank you very much. My file was handled promptly. I am especially grateful to Ms. A***. I'm so glad Hdi Sigorta exists.”

M***** Ç******

“The window was replaced. Thank you.”

H**** A****

“I was contacted shortly after. The wrong number was given to the service, but my friend kindly informed me that it had been removed from the file. The issue was resolved. Thank you.”

A**** S****

“The situation was addressed, and we thank you.”

S**** D****

“The feedback was positive, and I am grateful that the inconvenience was resolved.”

Y**** S****

Thank you for the quick response. I hope they take the necessary action to improve their service quality.

Ö***** K*********

“Hdi Sigorta resolved my issue. Thank you...”

O*** B****

“Hdi Sigorta responded quickly to resolve my issue and took swift action. I would like to thank everyone involved.”

A** K****

“I am very grateful for the detailed understanding of the problem, the support provided to find a solution, and the resolution itself.”

İ****** T*****

“Hdi Sigorta resolved all issues and repaired my vehicle. Thank you...”

M*** H****

Finally, after much effort, it was returned. Thank you...

M***** G****

“They informed me that the issue was caused by the operator who listened to my complaint, and after a written notification, all my expenses were refunded to me. I would like to thank HDI Sigorta for the quick resolution.”

A******* H***

“Our issue has been resolved. I would like to thank HDI Insurance for their assistance. I am confident they will continue to provide support throughout the next phase. We will continue to work with HDI Sigorta due to their assistance.”

N***** H****

“Mr. M** from the general management was very interested and personally followed the process, which was exemplary behavior in terms of customer satisfaction. I thank him. The issue was resolved and the refund was made.”

C**** F****

“Right after I submitted my complaint, a very attentive customer service representative called me, and my issue was resolved quickly. I would like to thank the company for their care and concern.”

E**** S****

“I would like to express my sincere gratitude to them for resolving the issue and providing the necessary assistance. They have fully fulfilled the requirements of being a corporate company.”

Ö*** P***

"I would like to express my sincere gratitude to Mr. S** for his interest and concern throughout the entire process. He was very attentive, and our grievance was resolved."

H**** E****

“My problem was resolved, thank you”

E*** L***

“The necessary action was taken, and the problem was resolved. I would like to thank the lady who helped me on the phone.”

A**** A****

“My problem was resolved, and I received a weekly phone call to follow up on the matter. Thank you.”

B****** K***

“The feedback was positive, and I am grateful that the grievance was resolved.”

Y**** R****

“Right after I wrote about my problem, a very attentive customer representative called me, and my issue was resolved quickly. Thank you for the brand's interest and concern.”

A**** M****

“Our complaint was resolved quickly. Thank you to you and the HDI staff...”

Y****** Ç**

“Thank you for resolving my request so quickly.”

E*** Y****