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Village-Based Yield Insurance

Village-Based Yield Insurance

To prevent potential yield losses you may face due to possible risks.

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What is Village-Based Yield Insurance?

 

The State-Supported Village-Based Yield Insurance is a government-subsidized insurance product designed to compensate yield losses caused by drought and other environmental risks that negatively affect agricultural production. The conditions of this insurance are regulated under Law No. 5363 on Agricultural Insurance. This insurance provides financial assurance for farmers, particularly those operating in regions frequently affected by natural disasters such as drought.

Provides financial protection in case of crop loss caused by drought.

Offers systematic coverage based on regional yield data.

Provides an affordable solution with state-supported premium contributions.

Applications can be made quickly through authorized HDI agencies, and the process can be tracked via e-Government.

Scope of Village-Based Yield Insurance

24/7 Easy Line
24/7 Easy Line

Get quick assistance for all your transactions through our Easy Line at 0850 222 8 434, available 24/7.

Government Support
Government Support

Offered with government support through the Agricultural Insurance Pool (TARSİM). A certain portion of the policy premium is covered by the state, allowing farmers to protect their crops at an affordable cost.

Protection Against Drought
Protection Against Drought

Yield losses caused by drought and similar climatic risks are now under control.

Including Unexpected Events
Including Unexpected Events

In addition to drought, climatic conditions such as frost, hot winds, heat waves, excessive humidity, and heavy rainfall are also covered under the insurance.

Main Coverages

Yield losses occurring throughout the village due to the following risks are covered under the insurance.

In addition, risks other than those included in the Hail Package (hail, storm, tornado, fire, landslide, flood, and earthquake) can also be insured.

Crops cultivated and insured in registered dry farming areas  including wheat, barley, rye, oats, triticale, chickpeas, red lentils, and green lentils, as well as their certified seed products are all within the coverage scope.

Drought

Frost

Hot winds and heat waves

Excessive humidity and heavy rainfall

What to Do When You Need to Use Your Village-Based Yield Insurance

1

In the event of a risk covered under the policy, immediately file your damage report.

2

Call 0850 222 8 434 to notify the situation.

3

Submit the required documents as instructed. During the harvest period, yield assessments are conducted by the Agricultural Insurance Pool (TARSİM) on designated reference parcels in the district, and the average yield is used to evaluate indemnity eligibility.

4

Once the process begins, compensation payments are made according to the policy coverage after all evaluations are completed.

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Village-Based Yield Insurance in 5 Questions

What is Village-Based Yield Insurance?

Village-Based Yield Insurance is a government-supported agricultural insurance product that provides financial protection against yield losses caused by environmental factors such as drought. Unlike traditional field-based insurance, it evaluates losses on a regional (district-wide) basis. This means that compensation payments are not calculated based on individual field losses, but rather on the average yield losses determined across the district.

What Does Village-Based Yield Insurance Cover?

This insurance covers wheat, barley, rye, oats, triticale, chickpeas, red lentils, green lentils, and their certified seed products cultivated in dry farming areas. Coverage includes environmental risks such as: Drought, Frost, Hot winds and heat waves, Excessive humidity, Heavy rainfall.

How to Use Village-Based Yield Insurance?

In the event of a loss due to a covered risk, you can file a claim by contacting us through 0850 222 8 434. The claim process will be initiated immediately after your notification.

How to Obtain Village-Based Yield Insurance?

You can easily start your insurance process by calling 0850 222 8 434.

What is Required for Village-Based Yield Insurance?

To benefit from the State-Supported Village-Based Yield Insurance, farmers must be registered in the Farmer Registration System (ÇKS). The insured products and corresponding documents should be identified, and information regarding the cultivated land (such as location and size) must be provided during the application. The insurance only applies to eligible crops listed in the program (e.g., wheat, barley, oats, rye, triticale).

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Related Documents

General Conditions of Village-Based Yield Insurance

Law No. 5363 on Agricultural Insurance

Downlaod